What We Do

WFG logo

 

 

Click on your age or situation to see how Williams Financial Group can benefit you.

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 








 

Couple with baby Ages 20 to 35

 Just starting out - Want to get 
 off to a great start.

 

 

 



You are getting started in life, you want to be doing all the right things financially. You have questions about how your 401(k) works and, and how much life insurance to have. Many people believe that to "get ahead in life" means "lowering your standard of living" to save more. - There is another way!

Click on one of the links below to get started:


Client Testimonials

"Everyone has something to sell, but Williams Financial Group taught me about my options so I could make an informed decision. The process was incredible. I couldn't wait to see the next step."*

M.M. - Maintenance J.M. - Housewife/Mother Fulton, IL


 

What Makes Us Special

       Other financial services businesses focus on products and the out-dated philosophy of "Risk-Reward Planning".  That to have more money, you must take more risk.  That outlook puts no emphasis on the Effectiveness of Where the Money is.  It also assumes that money can only be one-dimensional.

     Our office focuses on the Effectiveness and Efficiency of money to increase your Real Financial Output (income and wealth) without Increasing Risk and in many cases, we are able to reduce risk.  We also incorporate the "flow of money" which enables money to be more than one-dimensional, in other words, do more than one thing at a time.

 

To learn more, contact us.




































 

40 family Ages 35 to 50

 Things are coming
 together - but we
 
know there is room
 
for improvement.

 

 

You have done a lot of good things financially 401(k), built equity in your home, and have some cash saved). But you aren't positive it is all doing the best it could do. You feel like maybe you should or could do more. You wish there was a way to verify that what you are doing is the best for your family, a "process" that you could trust to clearly show what the next appropriate steps are to reaching your objectives. There is a way that you have never seen before!

Click on one of the links below to get started:



Client Testimonials

"We are approached all the time, but to be able to see it on paper, not someone's opinion, but verifiable, why one thing is correct, is very reassuring. We call Williams Financial Group every time we make a major financial decision because they can show us which way is correct - it isn't their opinion, but verifiable."*

C.H. - Business Owner D.H. - Business Owner Clinton, IA


What Makes Us Special

Other financial services businesses focus on products and the out-dated philosophy of "Risk-Reward Planning".  That to have more money, you must take more risk.  That outlook puts no emphasis on the Effectiveness of Where the Money is.  It also assumes that money can only be one-dimensional.

     Our office focuses on the Effectiveness and Efficiency of money to increase your Real Financial Output (income and wealth) without Increasing Risk and in many cases, we are able to reduce risk.  We also incorporate the "flow of money" which enables money to be more than one-dimensional, in other words, do more than one thing at a time.

    


 To learn more, contact us.


























 

 

 

Retirement couple

 Ages 50 to 65

 Everyone wants to retire.


    

 

 

 

People want to retire, but they aren’t sure if they have enough money.  If they know they don’t have enough money, they don’t know how to get more money quick enough to make a difference.

The people that have enough money, know that 2% or 3% in guaranteed and fixed accounts usually don't generate enough interest to retire, let alone keep up with inflation.
 I can help you evaluate your situation. 

Health insurance is a major concern with many people, not only what will it cost, but can you get it?
  

Choosing the proper pension options and understanding Social Security are also critical.  Then it all changes at the first death.  It doesn’t matter who passes away first, most of the time there is a substantial reduction in income for the surviving spouse. That reduction in income might only be a Social Security but it could also change the pension income. Not knowing about how this all fits together is stressful to think about.  Seeing how all these areas work at retirement, how they work in the future and what happens at the 1st death helps eliminate a huge amount of concern.
  

Seeing the solutions to each of the concerns makes retirement not only understandable - but possible.  We implement “Financial Strategies” so you can focus on enjoying retirement.  

Click on one of the links below to get started:

 

Client Testimonials


"We knew we wanted to retire, but were concerned about making the right decision about everything. Williams Financial Group went through each part, step by step. We were confident to retire thanks to their help."*

R.S. - Retired B.S. - Retired Enjoying thier motor home.


Our Services

  • Projection of Retirement Income
  • Pension Analysis
  • Risk Profile - our Investment Strategy Report
  • Understanding all the IRA Options
  • Thorough explanation of various investments
  • Analyze how the surviving spouse is financially at the 1st passing

Williams Financial Group is the solution.

 

We address the questions and concerns about retirement through our “Smart Retirement Review” package.  This review:

 

  1. Compares your current “Lifestyle Income” to your “Projected Retirement Income.”
  2. Puts your present financial situation on one page - our visual model.
  3. Summarizes your retirement accounts and outlines potential income from each of them.
  4. Analyzes your pension options to show you how to get maximum benefits.
  5. Discuss Social Security benefits and the special considerations many don’t know about. 
  6. Shows clearly what the financial situation is for the surviving spouse - regardless of who’s death occurs first.
  7. Has a summary section which identifies
    1. Problems and concerns specific to your retirement and the solution.
    2. Places we may find income, either to prepare for retirement or to be able to enjoy retirement more.

 

Imagine a personalized, bound booklet that contains all the above information in “simple English”. That’s what we can to do for you.



What Makes Us Special

Other financial services businesses focus on products and the out-dated philosophy of "Risk-Reward Planning".  That to have more money, you must take more risk.  That outlook puts no emphasis on the Effectiveness of Where the Money is.  It also assumes that money can only be one-dimensional.

     Our office focuses on the Effectiveness and Efficiency of money to increase your Real Financial Output (income and wealth) without Increasing Risk and in many cases, we are able to reduce risk.  We also incorporate the "flow of money" which enables money to be more than one-dimensional, in other words, do more than one thing at a time.

     


To learn more, contact us.

 

 




































 











Retired couple 3

 Ages 65 and Older

 Retired and loving it.


 

 

 

You've done your time at work and now you are enjoying your grandkids, traveling a little, playing some golf, and going fishing. But, you are also focused on your income and keeping what you worked a lifetime to build. You have been spending too much time being concerned about the economy, the markets, and interest rates. You know there are some details that you want to address, but they are difficult and who can you trust to discuss them with, honestly? Putting the "rest of it" together isn't done very well, very often. - There is a way!

Click on one of the links below to get started:

 

Client Testimonials

"I had investment concerns, estate questions (will, probate, living trust) and reduced interest income, and Williams Financial Group helped us with all of it. After working with Williams Financial Group for 13 years, things change and they are always there to help us solve new concerns."*

H.S. - Retired K.S. - Retired Fulton, IL


What Makes Us Special

Other financial services businesses focus on products and the out-dated philosophy of "Risk-Reward Planning".  That to have more money, you must take more risk.  That outlook puts no emphasis on the Effectiveness of Where the Money is.  It also assumes that money can only be one-dimensional.

     Our office focuses on the Effectiveness and Efficiency of money to increase your Real Financial Output (income and wealth) without Increasing Risk and in many cases, we are able to reduce risk.  We also incorporate the "flow of money" which enables money to be more than one-dimensional, in other words, do more than one thing at a time.

    


To learn more, contact us.

Regardless of your age, concerns, or financial situation, Williams Financial Group can benefit you.

"WE ARE WHAT YOU ARE LOOKING FOR"



Williams Financial Group* 1122 N 2nd St * Clinton, IA 52732
Phone (563)242-1885 * Fax (563)244-4763


 

* The above testimonials may not be representative of the experience of other clients and are not indicative of future performance or success.




Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member FINRA/SIPC).
Copyright 2009. All Rights Reserved.
Privacy Policy