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New York Life's Website

www.newyorklife.com

MainStay Funds Website

www.mainstayfunds.com

NYLIFE Securities' Website

www.nylifesecurities.com

Brinker Capital Website

www.brinkercapital.com

Williams Financial Group* 1122 N 2nd St. * Clinton, IA 52732

Phone (563)242-1885 * Fax (563)244-4763